Correct the Credit Score/Rating to improve the Financing Options
SME Advisors extends Credit Rating and Credit Score (CIBIL Score) improvement Advisory
Credit Score of more than 750 with reference to CIBIL is highly desired by all of us. But many of are not at that level. We curse our fate and just ignore how we can improve the score.
Similarly with regard to Credit rating of businesses, many SMEs complain that they are not able to get a better deal in terms of interest rate or access to more attractive products. It is because the credit rating is poor.
The reason for poor score/rating may be many; most are related to your financial discipline. For instance, if you missed a few payments or your debt levels are too high vis-a-vis earnings.
To improve the credit rating of your business, you need work in the areas not just in finance but also management and operational strategy.
You need not endure with bad credit score/credit rating for life.
We work with Credit Information Companies (CICs) and your creditors to address the unfair or inaccurate negative report items if any. We will work on the ways and means to make your credit reports reflects the fair picture
Similarly the good credit rating matters a lot to win the confidence of stakeholders. We assist the companies to improve the rating by working on the key areas that are relevant to improve the rating.