These Terms & Conditions (“Terms”) govern your access to and use of the website www.smeadvisors.in (the “Website”) and the services provided by SME Advisors (“we”, “our”, “us”). By accessing or using the Website or our services, you agree to be bound by these Terms. If you do not agree, please do not use the Website.
- Nature of Services
SME Advisors provides business advisory, financial analysis, risk assessment, exit planning, and related consulting services primarily for small and medium enterprises (SMEs).
All insights, reports, analyses, and recommendations are:
Based on information provided by the client
Advisory in nature
Not a substitute for legal, tax, accounting, or investment advice
Clients are encouraged to consult their independent professional advisors before taking business decisions. - Eligibility
You confirm that:
You are at least 18 years of age
You have the authority to share business and financial information
You are using the Website for lawful business purposes only - User Responsibilities
You agree to:
Provide accurate, complete, and lawful information
Ensure that any financial or business data uploaded belongs to you or is shared with proper authorisation
Maintain confidentiality of login credentials (if applicable)
Not misuse, copy, or attempt to reverse engineer any tools, frameworks, or reports - Intellectual Property Rights
All content on the Website, including text, frameworks, methodologies, logos, graphics, reports, and tools, is the intellectual property of SME Advisors unless otherwise stated.
You may not reproduce, distribute, modify, or commercially exploit any content without prior written consent. - Fees and Payments (If Applicable)
Certain services may be offered on a paid basis
Fees, scope, and deliverables will be communicated separately through proposals, engagement letters, or invoices
Payments once made are non-refundable unless expressly agreed in writing - Confidentiality
We treat all client-provided business and financial information as confidential and use it only for the purpose of delivering agreed services, subject to:
Legal or regulatory disclosure requirements
Our Privacy Policy
Clients agree not to disclose proprietary methodologies or materials shared by SME Advisors. - Privacy and Data Protection
Your use of the Website and services is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your information.
By using our Website or services, you consent to data handling practices described in the Privacy Policy. - Limitation of Liability
To the maximum extent permitted by law:
SME Advisors shall not be liable for indirect, incidental, consequential, or economic losses
We do not guarantee outcomes, valuations, funding, exits, or business success
Our total liability, if any, shall be limited to the fees paid for the specific service giving rise to the claim - Indemnity
You agree to indemnify and hold harmless SME Advisors from any claims, losses, damages, or expenses arising from:
Incorrect or misleading information provided by you
Violation of these Terms
Unauthorised use of the Website or services - Third-Party Links and Tools
The Website may contain links to third-party websites or tools. SME Advisors is not responsible for their content, accuracy, or practices. - Termination of Use
We reserve the right to suspend or terminate access to the Website or services:
For violation of these Terms
For unlawful or unethical use
At our discretion, without prior notice - Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Courts in Bangalore, India shall have exclusive jurisdiction. - Amendments
We may update these Terms from time to time. Continued use of the Website after changes constitutes acceptance of the revised Terms. - Contact Information
For questions regarding these Terms, please contact:
SME Advisors Email: [email protected]
Website: www.smeadvisors.in
