Introduction: The Invisible Destruction of Value Across India, thousands of SME founders have built strong, profitable, well-managed businesses over 20–30 years. They have: Yet many of these businesses get destroyed…
Read MoreExit planning for SMEs in India is no longer a distant or optional consideration—it is a critical strategic process that determines how much value a business owner ultimately realises from…
Read MoreDebt restructuring is important to overcome the distress especially during the pandemic. However one should exercise caution while seeking initial moratorium and revising repayment schedule Recently we came across a…
Read MoreCOVOD19 pandemic triggered disruptions have shown how important it is to build good financial discipline alongside building sustainable competitive advantages. Recently we met an entrepreneur who has been into a…
Read MoreMany entrepreneurs opt for diversification to mitigate the risks from existing business. However, success depends upon how well it is handled from the beginning. Recently I had interacted with an…
Read MoreThe MSMEs which are leveraged will find going will be very challenging in the present circumstances. This should enhance the appreciation for prudent financial management. Recently I had a call…
Read MoreIn the post- COVID scenario, MSME financing is almost identified with Credit Guarantee schemes. We look at its effectiveness and appetite among the consumers (MLIs). Credit guarantee was born with…
Read MoreMSMEs are offered a financing package to overcome pains from COVID19 lockdown. The package is not universal and likely to have limited impact on the segment. Govt of India recently…
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Post lockdown there is confusion about MSMEs’ real challenge- Is it temporary liquidity mismatch or long term sustainability. Recently RBI announced a relief of moratorium (to pay EMIs) to businesses…
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Evolving scenario due to Covid-19 endemic is creating a huge liquidity crunch for many businesses especially MSMEs. Banks should support by extending loan with very flexible terms. Post lockdown announced…
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