When Is the Right Time for a Founder to Plan Exit?
Most business owners believe that exit planning is something to think about when they are ready to sell. But that assumption itself is the biggest mistake. Because by the time…
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Destruction of Well-Run Businesses for Want of Exit Planning – The Silent Crisis in the Indian SME Space
Introduction: The Invisible Destruction of Value Across India, thousands of SME founders have built strong, profitable, well-managed businesses over 20–30 years. They have: Yet many of these businesses get destroyed…
Read MoreExit Planning for SMEs in India: A Roadmap to Value, Legacy & Growth
Exit planning for SMEs in India is no longer a distant or optional consideration—it is a critical strategic process that determines how much value a business owner ultimately realises from…
Read MoreDebt Restructuring – Capitalise relaxed regulations
Debt restructuring is important to overcome the distress especially during the pandemic. However one should exercise caution while seeking initial moratorium and revising repayment schedule Recently we came across a…
Read MoreProper classification of entries in the annual accounts- An essential task for SMEs
Accurate classification of entries in the book of account is a basic requirement for proper representation of financial standing before lenders and other stakeholders. Recently we were approached by one…
Read MoreSustainable competitive advantages and Financial discipline in SMEs
COVOD19 pandemic triggered disruptions have shown how important it is to build good financial discipline alongside building sustainable competitive advantages. Recently we met an entrepreneur who has been into a…
Read MoreDiversification: A significant transition risk for MSMEs
Many entrepreneurs opt for diversification to mitigate the risks from existing business. However, success depends upon how well it is handled from the beginning. Recently I had interacted with an…
Read MoreLeverage & Uncertainty- Double Whammy for MSMEs
The MSMEs which are leveraged will find going will be very challenging in the present circumstances. This should enhance the appreciation for prudent financial management. Recently I had a call…
Read MoreCredit Guarantee- A reality check
In the post- COVID scenario, MSME financing is almost identified with Credit Guarantee schemes. We look at its effectiveness and appetite among the consumers (MLIs). Credit guarantee was born with…
Read MoreMSME Funding Package of Govt of India – A Critical Analysis
MSMEs are offered a financing package to overcome pains from COVID19 lockdown. The package is not universal and likely to have limited impact on the segment. Govt of India recently…
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