Emphasis on the value of collateral security instead of the technical feasibility & economic viability of the project is leading to recklessness and resulting in distress. Recently I had an…

Running a potential business without sufficient working capital is heartbreaking for any entrepreneur. But a winning strategy has it at its core. Recently I met an entrepreneur who has developed…

Internal audit function has potential to improve operating efficiency and improving the health of the organisation for achieving long-term sustainability for SMEs in India Recently I was interacting with one…

Many SMEs are looking for diversification strategy to overcome the challenges associated with existing businesses. One needs to tread carefully or it may end in disaster. Recently I had an…

Thorough planning is extremely important for success. It requires one to devote a significant amount of time in researching various dimensions. Recently I had an interaction with a successful businessman…

Many SMEs in India are undergoing severe stress due to disruptive policy actions by the Govt and start-ups are no exception. It requires smarter strategy to ride out the challenge….

The business environment is getting complex. SMEs in India need to reorient the funding mix of business by expanding into equity investment than relying on the debt alone for sustainable…

Many SMEs in India have suffered distress situation and eventual failure due to delayed payment by the OEMs. The new law has empowered them to challenge high and mighty of…

Never ignore the characteristics of the industry while starting new business and avail bank loan. The project that meets banker’s norms of lending is not necessarily a viable one. I…

The collateral free lending ecosystem will stimulate the entrepreneurship and support the growth of SMEs in India. Recently Govt of India has announced setting up of Rs 2000 crore Credit Guarantee…