Many SMEs in India are undergoing severe stress due to disruptive policy actions by the Govt and start-ups are no exception. It requires smarter strategy to ride out the challenge….

The business environment is getting complex. SMEs in India need to reorient the funding mix of business by expanding into equity investment than relying on the debt alone for sustainable…

Many SMEs in India have suffered distress situation and eventual failure due to delayed payment by the OEMs. The new law has empowered them to challenge high and mighty of…

Never ignore the characteristics of the industry while starting new business and avail bank loan. The project that meets banker’s norms of lending is not necessarily a viable one. I…

The collateral free lending ecosystem will stimulate the entrepreneurship and support the growth of SMEs in India. Recently Govt of India has announced setting up of Rs 2000 crore Credit Guarantee…

Many entrepreneurs in India prefer to endure with failing business hoping that industry fortune will revive and they will be able to recover the losses. However, there are other factors…

We feel that GST will augur well for SMEs in India as it will expand the opportunity and eases the limitations. After debating over three decades, GST finally made its…

Many entrepreneurs want to grow for reasons such as bigger opportunities, addressing a pain point for the society, bringing in novelty etc. However, some SMEs in India aim at growing…

Banker plays an important role in the success for SMEs in India. SMEs should take longer term view and study their policies while choosing their primary banker. Recently I met…

Prudent borrowing is as important as growing business for SMEs. Uncontrolled borrowing without reference to income generation may slowly eat into liquidity and eventually stress the business beyond revival. Recently…