ontingent events like terminal illness of entrepreneur are dealt with ad-hoc approach among SMEs in India leading to the spectre of struggle and messy financial crisis for families to bear….

Recent reforms that were undertaken by Govt. of India such as Introduction of GST, Demonetisation and Introduction of Bankruptcy code will contribute to the mission of ease of doing business in…

Demonetisation is a great opportunity for SMEs in India to break away from cash-based transactions to the more efficient digital platform. On November 8, 2016, our Honourable Prime Minister announced…

LAP has been positioned as a simple loan product among SMEs in India. However, it can endanger the sustainability of business if not applied properly. Among a host of loan…

Succession planning is a very complex challenge for partnership firms. It requires all partners should work together like the way they established the firm to make the transition a successful…

Non-availability of sufficient funding or under- financing of businesses has abruptly ended the entrepreneurial journey of many in India. Meticulous preparation of DPR, Financial closure and executing the same accordingly…

It is commonly observed that, among the SMEs in India, restructuring of bank debt is not resulting in turnaround rather perceived by many as a futile exercise. However methodical approach…

ecently I met a third generation businessman who has been very successful in his business and has been highly reputed for his prompt repayment of obligations including bank loans. He…

Robust financial controls can improve the sustainability of organisation as well as support the growth ambitions among SMEs in India Recently I had an interaction with one first generation entrepreneur…

SMEs should borrow loan amount just enough to meet the need of the business and it should be guided by the cash flow projected. It is the core of the…