Banker plays an important role in the success for SMEs in India. SMEs should take longer term view and study their policies while choosing their primary banker. Recently I met…

Prudent borrowing is as important as growing business for SMEs. Uncontrolled borrowing without reference to income generation may slowly eat into liquidity and eventually stress the business beyond revival. Recently…

SMEs experiencing distress should seek relief under new regulations meant for assisting turnaround without waiting for bankers to act and stay away from suppressing their financial difficulties. Recently Indian Express reported…

Recently implemented globally comparable Insolvency and Bankruptcy code will make turnaround or liquidation of distressed firms more humane and quick for SMEs in India Responding to clamour of industrial sector…

Entrepreneurs normally obsess with the business goals and ignore risks to themselves. Mitigating such risks by taking sufficient insurance is paramount to protect themselves and their loved ones. Recently I…

Unplanned approach to fund-raising to finance the growth is fatal to SMEs. A meticulously drawn financial plan which is sensitive to economic viability and entrepreneur’s financial strength can help to…

SWOT analysis is a simple and handy technique for SMEs in India to undertake a holistic review of the business before setting on the growth plan. This will eliminate blind…

The managerial capacity constraint has failed many growing SMEs in India. Overcoming this constraint is paramount for SMEs to make growth sustainable. I have witnessed the failure of an SME…

ontingent events like terminal illness of entrepreneur are dealt with ad-hoc approach among SMEs in India leading to the spectre of struggle and messy financial crisis for families to bear….

Recent reforms that were undertaken by Govt. of India such as Introduction of GST, Demonetisation and Introduction of Bankruptcy code will contribute to the mission of ease of doing business in…